I’m also long-waisted, and I don’t generally wear high-rise pants, but I do like pencil skirts, and I do generally belt at my natural wait. My thought is that classics will always be in style even if they aren’t at the forefront of fashion, so I should always be able to wear clothes with waist definition (like a classic sheath dress) and V or scoop neck blouses, or shirts that aren’t buttoned to the top. (Basically anything crew or turtlenecked are out because my shoulders are broad & having a broad expanse of uninterrupted fabric emphasizes that). For me waist definition is number one, and shoulder minimizing is number 2. Granted, there are so many things that are opposite but still in style right now that it’s hard to go wrong, but I think you need to decide one or two figure flattery priorities for yourself and then choose to wear clothing that are consistent with your priorities. So, even though they are in style, I choose to wear something else that is more flattering on me. The loose, flowy, boxy blouses that are everywhere right now look awful on me because when you lose my waist I look at least 20 lbs heavier. I’m slightly long waisted, but I want to address dressing to flatter your body vs what’s in style. Readers, do you use automatic investing to save time? What other ways do you force yourself to save? How regularly do you pay attention to your investments? Note also that you’re probably best advised to max out your tax-friendly investments like 401Ks and IRAs, but considering that saving for your retirement is Really Important, every little bit helps. It’ll be in a low-interest account, but just until you can make the minimum. If you don’t have the minimum, you can set up automatic saving with your regular bank, to just move money from your checking to your saving account. I use automatic investing to painlessly augment my existing investments - if you don’t already have investments, do note that there can be a minimum, both to open an account and to invest in particular funds. (At least, that’s what the screen looks like for me.) In Charles Schwab, you have to go to “Trade” along the top menu, then click “Mutual Funds” from the sub-menu, and then you’ll see that you have two options - to trade mutual funds, or another option, “Automatic Investing,” which lets you set up automatic investing instructions for funds that you’re already in.In Vanguard’s personal investors site, you can click on “My Accounts” at the top, then “Buy & Sell” (near the top right-hand corner of the screen), and then choose “Set up an automatic transaction” from the menu on the bottom of that page.
#Slapdash sewost how to#
It can be somewhat tricky to figure out the logistics of how to set up automatic investing, so I thought I’d spell it out for you for the two online brokers I’ve used, Vanguard and Charles Schwab (updated as of 2020!): I’ve always just put my automatic investments into low-cost funds like index funds and lifecycle funds, but you may choose to do it differently. These little sums can add up - $25 a week is $1300 a year $100 a week is $5200 a year. And then if you find that you frequently have too much money sitting in low interest accounts, you can bump your “contribution” up to $100 a week or more - or you can choose to manually invest your money in a bigger lump sum. To be clear: if your emergency fund is fully stocked, you’re maxing out your 401K, and you’re still sitting on a ton of money to invest, you’re probably going to be better served to sit down, do some research, watch the prices over a few days (or weeks, or months) and then make your investments in lump sums.īut if you say to yourself, “you know, I probably wouldn’t miss another $25 every week,” that’s a great way to force yourself to save more money - and to reap the benefits of dollar-cost averaging.
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